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Why Getting Pre-qualified for a Mortgage is Essential

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A pre-qualification, also known as a pre-approval, is a letter from a lender that specifies the amount of money the lender is willing to give you. The lender generally comes up with the loan amount by checking your credit scores and evaluating your assets and debt to income ratio. There are several reasons why getting this document is essential to your home shopping process.

Choosing a Great Neighborhood

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The community where a child grows up can be a great foundation for the rest of their life. Access to resources like outdoor activities, educational opportunities and positive social relationships, can help a child develop the necessary life skills needed for them succeed and be happy adults. Below are a few factors to consider that can help make choosing a great neighborhood a lot easier.
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