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Why Getting Pre-qualified for a Mortgage is Essential

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A pre-qualification, also known as a pre-approval, is a letter from a lender that specifies the amount of money the lender is willing to give you. The lender generally comes up with the loan amount by checking your credit scores and evaluating your assets and debt to income ratio. There are several reasons why getting this document is essential to your home shopping process.

Home Financing for Beginners

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Buying a home is a huge, future-looking and long-term commitment. The decision to buy is not only about the purchase price of the home, but you also have to consider several factors to help make your decision. These factors involve your current financial situation, your future goals, lifestyle, and housing needs. This article in Forbes highlights 10 home buying considerations that should be factored into whether to buy, and how to go about doing it.
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