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Why Getting Pre-qualified for a Mortgage is Essential

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A pre-qualification, also known as a pre-approval, is a letter from a lender that specifies the amount of money the lender is willing to give you. The lender generally comes up with the loan amount by checking your credit scores and evaluating your assets and debt to income ratio. There are several reasons why getting this document is essential to your home shopping process.

Benefits of Buying a New vs. Resale Home

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Buying a home is a huge investment. It is essential to take your time to research and get professional advice to make the right choice. Ideally, buying a newly constructed home has more benefits than purchasing a resale home. Although resale homes can sometimes be less expensive and closer to more established neighborhoods, new homes offer innovative use of space, energy efficiency, and vast choices.
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