Are you considering buying a home? If so, you may be a bit confused about the various types of mortgages available, how they are structured, and what they offer.
To help you make the best decision for your needs, we've broken down the different mortgage types you can access.
Georgia is one of the fastest-growing states in the United States. As more and more people are looking into making Georgia their state home, housing trends are also likely to change in the following years. Here's what you can expect.
Buying a new home is an expensive undertaking, which is why homebuyers generally try to find mortgages with the lowest possible interest rates to finance their homes. Having a good credit score and putting down a larger payment of 20% upfront can improve your chances of securing the best interest rate. However, there is another way of lowering the rate even further—you can buydown your interest rate and save money in the future.
Choosing a backyard landscaping design can be daunting, especially if you live in a home with a small backyard. While it may seem like you can’t do much, there are great landscaping options for small yards.
Whether they have just decided to move closer to their friends or family or figured they needed more space, your new neighbors’ move can make them feel excited or intimidated altogether. Introducing yourself with a welcoming gift is the best way to make them feel at home.
Buying a home can be an exciting investment, but it is also possibly the most expensive investment you will make. When looking to finance your purchase you want a mortgage that will set you up for success.
If you already have a clear picture of what your dream home will look like, the next step is to understand the building process – step by step. Knowing what to expect at each construction phase will give you the confidence to engage the right partners to ensure a smooth build process.
When you decide to own a home, there are several questions you need to ask regarding the location, amenities, and size of your dream home. The age of the home is one factor to think about since there are clear differences between historic and newly constructed homes in terms of maintenance, safety, and cost.
Most people think that building is more expensive than buying a home. However, that depends on who you work with and how you want to personalize your new home. Besides the flexibility to customize your home, building a house offers many benefits over buying.
A pre-qualification, also known as a pre-approval, is a letter from a lender that specifies the amount of money the lender is willing to give you. The lender generally comes up with the loan amount by checking your credit scores and evaluating your assets and debt to income ratio. There are several reasons why getting this document is essential to your home shopping process.
Buying a home is a huge investment. It is essential to take your time to research and get professional advice to make the right choice. Ideally, buying a newly constructed home has more benefits than purchasing a resale home. Although resale homes can sometimes be less expensive and closer to more established neighborhoods, new homes offer innovative use of space, energy efficiency, and vast choices.
When searching for a new location to buy a home, you may find several types of townhomes, condos, or communities with HOA’s (Homeowner’s Associations). HOA’s are volunteer organizations within committees designed to create a cohesive environment for the local homeowners.
With all the complexity involved in moving, it often becomes a rewarding but stressful experience. Even more so when you have children in your home. During the move, your children still need the love and attention they receive normally, but you might not always have the time to devote to their every need.
Are you considering buying a newly constructed home? Moving to a newly built home means you are less likely to encounter issues with energy efficiency and worn-out parts. However, there are a few things to consider when buying a new construction home.
Whether you are looking for a holiday getaway or plan to relocate to Georgia, you will be happy to know that there are many family-friendly activities to enjoy during your stay. Georgia Coast is full of timeless adventures and exciting family fun activities.
Below are some of our favorite Georgia Coast activities.